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"Serving as your professional advisor in preparation for Health Care Reform, now & in the future."
Read more about Health Care Reform here...
Why Mills Benefit Group?

Mills Benefit Group - Employee Benefit SolutionsMills Benefit Group has over 28 years of experience in the designing, implementing and servicing of employee benefit solutions and assists clients with their employee benefit programs. At Mills Benefit Group, we build relationships to ensure communication remains at the center of all benefit decisions, objectives and solutions. On January 1, 2013 Mills Benefit Group, merged  with the Lighthouse Insurance Group. This merger will allows us to continue with the highest level of consulting during this time of transition for employer sponsored health plans. The Lighthouse Group is a superior team of professionals dedicated to the same philosophy as Mills Benefit Group: Take care of the client, and everything will fall in to place. As a privately held organization, our focus is providing the best possible service to our clients. The Mills Benefit Group Business Concept means that we:

  • Are committed to our clients
  • Partner with our clients as members of "their" team
  • Have a strong work ethic
  • Are experts in the employee benefit arena
  • Allow you to put your focus on your core business

Lighthouse Insurance Group/Mills Benefit Group, is recognized as the Top Area Employee Benefits Consultant in West Michigan.

Click here to learn more.

Jamie Mills to receive 2014 Clara Barton Humanitarian of the Year Award: May 1, 2014

red-crossWe are proud to announce that Jamie Mills has been selected by the West Michigan chapter of the American Red Cross to receive the 2014 Clara Barton Humanitarian of the Year award. This is the highest award presented by our American Red Cross chapter. 

Employers must hand out the Model Notices no later than January 1, 2014:

Although the Administration made the decision to delay employer penalties under the Employer Shared Responsibility Mandate of the Affordable Care Act (ACA) until 2015, it did not delay an employer's obligation to notify employees of healthcare coverage options available in state or federally-administered healthcare exchanges. Such notification must take place no later than January 1, 2014. The ACA requires nearly all employers to provide a notice to all current employees (regardless of full-time or part-time status). The Department of Labor (DOL) has issued two model notices: a model notice for employers that provide health coverage and a separate model notice for employers that do not provide health coverage to any employees. New employees must also receive the Model Notice within 14 days of their hire date. Notices may be sent by first-class mail or electronically, provided that the DOL’s rules regarding electronic distribution are adhered to.

Meet Our Entire Benefits Team
With our merger with Lighthouse Insurance Group, our benefits team has now expanded to 45 top account executives, account managers, financial underwriters and Human Resource professionals. Click here to meet the other members of our team:
The Launch of Health Care Reform:
On October 1, 2013, the Affordable Care Act will open up the new Marketplaces. Beginning on October 1, 2013, individuals without health insurance sponsored by their employer, can review plan designs and rates available in the new Marketplace. After answering some simple questions, uninsured individuals or insured individuals looking for new options will see the plans and rates available where they live. The programs will be available for review and enrollment as of October 1, 2013, but the effective date will be January 1, 2013.

To learn more about plan options, visit:

Medicaid Expansion:
As part of the Affordable Care Act, Medicaid could be expanded to include individuals between the ages of 19 up to 65, with incomes up to 133% of the Federal Poverty Level.For the first time, low income adults without children may be able to be covered under the Medicaid program. The decision to expand Medicaid is up to each State. The State of Michigan has agreed to expand Medicaid, but it will not go into effect until April 1, 2013.

Keep up with our Monthly Newsletters
Our March Newsletter is filled with interesting issues surrounding the results of the first enrollment. Also, learn more about how your employees should be handling their personal automobile coverage if you are a self-funded plan.

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Lighthouse Group Merger

Mills Benefit Group merged with The Lighthouse Group and will now be the largest privately held insurance agency in Michigan. To learn more about our new partner, please visit

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Mission Statement

To assist our clients with their employee benefit programs through exceptional service and guidance, thereby allowing our clients the time and energy they need to concentrate on their corporate objective.

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Office Information

Mills Benefit Group
1115 Taylor Avenue N, Suite 112
Grand Rapids, Michigan 49503
Phone (616) 459-1069
Toll Free (888) 823-0334
Fax (616) 459-7492